“Life is a storm, my young friend. You will bask in the sunlight one moment, be shattered on the rocks the next. What makes you a man is what you do when that storm comes. You must look into that storm and shout as you did in Rome. Do your worst, for I will do mine! Then the fates will…
… Some places become more than just a job … Today is a heavy day. After more than 15 years, the business I’ve been a part of is closing its doors (they’ve been around since the 70s), and today is my last day. I’ve been sitting with that for a while now — not just the idea of losing a…
I recently came across Wes Moss’s research on what separates the happiest retirees from the unhappiest ones, and honestly? Some of it surprised me. We spend so much time obsessing over portfolio balances and withdrawal rates that we forget retirement is supposed to be about living, not just surviving on a spreadsheet. Moss surveyed retirees for nearly a decade, and…
It took a long time before I have adapted to the way I invest and I believe it will keep evolving. Back in 2010, I made my first investment following the advice of a book for dummies. It was my first book that I read which got me started on a path to become more financial literate. All I did…
Discovering the Golden Butterfly The benefits of having the Golden Butterfly portfolio with respect to the COVID-19 pandemic or not. Variation of the Golden Butterfly following the same principles and how to adjust your portfolio. The golden butterfly is a derivation from the all weather portfolio popularized by Ray Dalio. I first encountered the term Golden Butterfly from a podcast…
Statistically, the biggest burden to our financial state is our mortgage and auto loans. If these two things weren’t a factor in our lives, we’ll be able to have much more than what we currently get, but because these two items are almost a necessity it is our biggest expense. In order to get into a better state financially, I’ve…
I have recently refinanced my home from a 15-year fixed mortgage with a 2.75% interest into a 30-year fixed mortgage at 3.375% interest. This may sound crazy, but because I will be disciplined in investing the difference in monthly payments, I will come out on top after the end of the mortgage, 30 years from now, assuming that the market…
The book below is on sale for only $2. Hurry and grab your Kindle copy.
I just started reading the book about real estate. This book is recommended by Grant Sabatier on his recent post “11 Best Fire (Financial Independence Retire Early) Books,” which was ranked as number 9, but highly praised by Grant as THE real estate book to have for beginners and coincedentally, this was also recommended by Paula Pantt’s Afford Anything community…
Being a kid, they almost don’t have to worry about anything. If they’re lucky, almost everything will be provided to them by their loving parents. They have no clue what their parents go through to be able to provide the things they need and occasionally the things they want. There isn’t much they can do with their situation until they…